February: Because you asked…

BECAUSE YOU ASKED:

“What Do I Do After I’m in a Car Accident?“

Whether you’ve gotten into a fender bender or totaled your car, accidents are scary. No matter the cause – weather and road conditions, irresponsible driving behavior, or something unforeseen – you should be prepared for any possibility. Even the most careful drivers can be involved in an accident, which is why we’ve provided these nine tips to help you get through an accident safely:

1. Check yourself and any passengers for injuries. If you don’t know whether an injury is serious, call 911 just in case.
2. Remain calm. This one is easier said than done but try to remain calm and take deep breaths to keep a clear head during this experience – there may be details you’ll need to remember later you’ll only recall if you were calm. If the accident was caused by another party, try to keep your cool and be polite.
3. Get moving. If the accident was minor, move all cars involved to a safe place out of traffic. If the accident was more serious but you seem well enough to move, bring yourself and any other people involved to the side of the road, away from oncoming traffic. However, if you doubt the well-being of yourself or someone else involved, LEAVE THEM THERE. It may sound counter-intuitive but moving someone while they’re in a fragile state can cause even more harm – let the professionals handle the situation as they see fit.
4. Take proper safety precautions. Turn on your hazard lights and, if you have them, use cones to mark off the area. Carrying emergency flares in your trunk is a great idea to ensure that people can see you in the event of an accident.
5. Consider Calling the police. Once everyone involved is as safe as they can be, call the police and inform them of the accident. For accidents like a fender bender, you’re probably better off calling the non-emergency line in your area. If any kind of serious collision occurred, call 911 as soon as you can to make a full report and get the help you need. This helps to keep information on record and not “he said, she said”.
6. Take a picture. If you can, snap a few photos of each of the cars involved, including the license plate. This will protect you against fraudulent claims from the other people affected.
7. Exchange information. Collect as much information as you can about the other parties involved, including the driver’s name, address, phone number, insurance company, policy number, driver’s license number and license plate number. If you feel that you caused the accident, do not claim fault with the other party – it makes things more difficult for you later!
8. Stay put. No one should leave the scene of the accident until the police have arrived and you have filed a report. In most states, it’s illegal to leave the scene of an accident, so stay where you are and wait for further instruction from the authorities.
9. Notify your insurance provider. Report a claim with your carrier or through us. Your auto ID cards show information on how to best go about this.

The bottom line, stay calm, gather all information possible, and call the authorities to help contain the situation.  Our agency never wants to say you are not covered in the case of an accident or claim.  So please review your policy before you are in an accident when you are understandably upset and anxious.  Stop in, set up an appointment, call, text, email or use our app or website to reach out to us with any questions or concerns you may have.  Let us help you stay covered.